Underinsured or uninsured motorist coverage is insurance that protects you from the 1 in 4 drivers that are currently driving on the streets in Florida without insurance or without enough insurance to cover the damages that they cause by their negligent driving.
Uninsured motorist coverage refers to insurance that covers YOU when the person who causes your injuries has no insurance.
Underinsured motorist coverage refers to insurance that covers you if the driver that causes your injuries does not have enough insurance.
In Florida, underinsured or uninsured motorist coverage must be offered to you when you buy your auto insurance. You can however, reject that insurance by filling out appropriate insurance forms and we recommend highly that you do not do so or you are leaving yourself exposed to the possibility of being injured without any way money to collect for your damages including medical bills, loss wages, and so forth that you may incur.
Having underinsured or uninsured motorist coverage is very important in these economic times to make sure that your family to your not only having been injured but being unable to pay for the increasing medical bills by failing to have this valuable insurance coverage.
For more information about underinsured or uninsured motorist coverage please do not hesitate to call me at Mallard Law Firm, toll free without charge or obligation at 888-409-3805 or by visiting our website at www.mallardlawfirm.com