Purchasing Insurance is an overwhelming process. Your insurance may have thrown terminology at you that you had never heard before. On top of that, different numbers and limits may have been discussed. When all is said and done, you may have been confused about what you purchased. If you bought insurance a while ago, you may have even forgotten what types of coverage you chose.
There are several different types of automobile insurance coverage. Because of the reality that most people will be in an accident at some point in their lives, it is important that you are properly insured. You need to know exactly what type of insurance coverage that you have in the event of an accident.
Having the right insurance and enough coverage to take care of you if you are injured in an accident is crucial. It is important that you insure yourself with enough coverage before an accident happens.
If you fail to keep insurance on your vehicle, the Florida Department of Highway Safety and Motor Vehicles can suspend your driving privilege, including your vehicle tag and registration, for up to three years or until proof of Florida’s insurance is provided, whichever is first. That is one reason why you need to make sure you have the right coverage.
Different types of car insurance coverage in Florida:
- Bodily Injury Liability
- Property Damage Liability
- Personal Injury Protection (PIP) Insurance
- Medical Payments Coverage
- Uninsured Motorist Coverage
- Underinsured Motorist Coverage
For more information about each of the above types of Auto Insurance, click on the titles above.
Remember- It is your responsibility to make sure that you are adequately insured should an accident occur. We recommend you regularly have your insurance coverage reviewed by your insurance agent to make sure you are appropriately insured.
If you have been involved in an auto accident please call the qualified Sarasota accident injury attorneys at Mallard Perez for a free consultation today. You can reach us at 888-409-3805 and receive answers to your legal questions simply by calling today. Also, fill out a form on our website to receive a free copy of our book What You Need to Know After a Florida Auto, Truck or Bike Accident.
