Insurance adjusters are trained at knowing how to talk with people, how to make you trust them, and to make it seem like it is your responsibility to give them a recorded statement. As a result, you probably didn’t even think twice about giving the insurance adjuster a recorded statement.
Unfortunately, insurance adjusters have a way of asking you questions that could poke a hole in your claim. They may ask you about prior injuries, your medical and health background, and other non-relevant information that could actually harm your case. Depending on what you said or how you answered their questions will determine if a recorded statement can be used against you.
For example, if they called you immediately after the accident and asked you if you were injured and you said “no,” but later—once the adrenaline wore off—you realized that you were indeed injured, they will try to deny your claim based on the recorded statement you provided.
This is why it is important that you work with a lawyer before you give a recorded statement. However, since you didn’t, you can still help your case by requesting a copy of your recorded statement from the adjuster. Because it can be difficult to remember what you said or how you might have answered the adjuster’s questions, you need a copy of your statement for your records. This way, you can meet with an attorney to review the statement you gave the insurer to determine if it will hurt your claim and what the lawyer can do to help protect your claim and fight back. For a free consultation and to review your recorded statement with an accident attorney, please contact our office.