After a car accident, you will likely get several phone calls from insurance adjusters. The goal of these phone calls is to find out if you are injured, get you to accept a settlement offer quickly, and to settle your case for as little money as possible. While an insurance adjuster may seem friendly and sympathetic, it is important to remember that he has a job to do—save the insurance company money at your expense.
Maybe you have experienced some neck pain and tingling in your back after the crash, and your doctor told you to see a physical therapist. While you don’t yet have an exact diagnosis for your injury, you know something isn’t right. In the meantime, the insurance adjuster may make you feel like your injury is a minor one and that you should accept his settlement offer of $1,000. What should you do?
Should You Take the Money?
If an insurance adjuster offers you $1,000 in addition to reimbursement for your property damage and medical bills, you may be tempted to accept it. After all, it is more money than you woke up with that morning. But before you accept the settlement offer, it is important that you understand the following:
- The insurance adjuster’s first offer is never the best offer
- One-thousand dollars is one of the lowest offers an insurance company makes to an accident victim
- Getting a personal injury lawyer involved typically increases your settlement offer exponentially
- By accepting this offer, you will be barred from making a future claim, even if you find out your injuries are more severe than you realized
While it may seem like $1,000 is a significant settlement, it is important to review your case with an experienced attorney before accepting any offer. Are you ready to learn more? Contact our office using our live chat or request a free copy of our important guide entitled The Florida Accident Handbook: What You Need to Know After an Auto, Truck or Bike Accident.