Go to navigation Go to content
Toll-Free: 888-409-3805
Phone: 941-952-1682
Free Consultation! 888-409-3805

Call or E-mail us Today!

Fill out our contact form below and we'll get back to you within 24 hours.

Sarasota Accident Attorney: Property Damage and the No Fault Law

Blog Category:
Anna Hardesty
Comments (0)
In addition to mandating a minimum amount of personal injury protection for all motorists, the Florida insurance law also requires a specified amount of property damage insurance as well. This type of coverage differs from the no fault personal injury protection required by the law. The following is an overview of these requirements.
  1. Unlike the stricter requirements of the Florida no fault insurance law that applies to personal injuries, property damage liability does cover another motorist’s property where the policy holder is determined to be at fault.
  2. Property damage liability covers motorists in a Florida auto accident for certain damage to another person’s property caused by the policy holder’s automobile.
  3. The coverage also applies to anyone listed under the policy of the motorist at fault.
  4. Property damage liability only applies to damage that the policy holder or those insured under his or her policy is legally liable for.
  5. Under Florida law, the term “property” is not limited to another vehicle. It can also include such other property as a fence, a building, or a pole.
  6. If a Florida motorist causes damage to his or her own vehicle and he or she is determined to be at fault for the damage, property damage liability coverage does not apply. In order to be eligible for insurance coverage for this type of accident, the motorist would have to possess a collision policy, which is a different type of coverage.
For more information about Florida auto insurance requirements, contact an experienced Sarasota accident attorney. Complete our online submission form or call our office at (888) 409-3805 for a complimentary consultation.

Category: Car & Truck Accidents

Anna Hardesty
Connect with me
Paralegal With Over 35 Years of Experience in the Personal Injury Field

There are no comments.

Post a comment

Post a Comment to "Sarasota Accident Attorney: Property Damage and the No Fault Law"

To reply to this message, enter your reply in the box labeled "Message", hit "Post Message."


Email:* (will not be published)


Notify me of follow-up comments via email.