Go to navigation Go to content
Toll-Free: 888-409-3805
Phone: 941-952-1682
Free Consultation! 888-409-3805

Call or E-mail us Today!

Fill out our contact form below and we'll get back to you within 24 hours.

Accident Victims Beware of the Insurance Claim Game

In every game that has ever been invented and played, there have been rules that inform each opponent or side how to play the game. Whether rules are implemented by a sporting league, listed out in an instructional pamphlet that comes with a board game, or passed down from generation to generation, people typically know the rules before they begin playing games.

When someone doesn’t know the rules, they are typically at a disadvantage. Take first time players, for example. They often move slower, trust others to guide them, and are uncertain about the moves they make more than those who are experienced at the game. While there is always the chance that a new player will have beginner’s luck, generally those who are new to the game lose—and sometimes by a lot.  

The Rules of the Insurance Game

It may surprise you to learn that there is even something called the ‘Insurance Claim Game’. While insurance companies won’t admit they play games, they do. They have one goal when dealing with auto accident victims, which is to save the company money. Unfortunately, they don’t tell accident victims of their agenda, which gives them the upper hand.

Car accident victims in Florida may not even know they are playing the game until it is too late. This is because insurance adjusters will attempt to contact car accident victims immediately after a crash and ask them questions. Accident victims will often answer the questions without giving them much thought. However, any time people speak with insurance adjusters without knowing the rules of the game, they are at a disadvantage. This is because insurers are looking at every word and everything an accident victims does to place some of the liability on the accident victim.

How to NOT Lose at the Insurance Claim Game

In order to not lose at the game, you must learn the rules to the game and fight back. The best way to do this quickly is to speak with an experienced accident attorney. A personal injury lawyer will help you know what things you should and shouldn’t say to the insurance adjuster and will explain to you what rules the insurer is playing by so that you can avoid making critical mistakes that can harm your case.

Even a simple Facebook post or providing the insurance company with a recorded statement may limit your chances of winning your claim and getting the compensation that you need and deserve. Before even entering into the game with an insurance company, contact our law office in Sarasota for a free initial consultation at 888-409-3805 and request a free copy of our book What You Need to Know After a Florida Auto, Truck or Bike Accident.


Damian Mallard, Esq.
Board Certified Sarasota Personal Injury Attorney