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I was hit by a driver and the insurance company isn’t offering me enough money to even cover the expense of my $20,000 carbon fiber road bike. What should I do?

 

A:

Insurance companies often attempt to settle personal injury claims for as little money as possible. This means they will offer you a certain financial figure and tell you that your claim is worth a specific amount, hoping that you will agree to their offer and sign on the dotted line. However, it is important that you realize insurance adjusters have been trained to save their company money—even if it is at your expense.

Many people assume that whatever the insurance adjuster offers them is the final offer from the insurance company, but you can push back and let them know your claim is worth more. Did you know that you have the power to negotiate the amount of money the insurance adjuster is offering you? However, don’t be surprised if you cannot get the insurance adjuster to provide you with a fair amount. This is why many accident victims retain attorneys to help them with their claims.

While not every bicycle accident claim needs the assistance of an attorney, it is a well-known fact that involving a lawyer can help increase the amount of compensation accident victims typically receive. Depending on the extent of your property damages and the severity of your injuries, it might be in your best interest to involve an attorney who will negotiate your claim to the fullest.

Whether you want to settle your claim on your own or involve a lawyer, it will benefit you to learn as much as you can about accident injury claims. For this reason, we are happy to offer you a FREE copy of our book, What You Need to Know After a Florida Auto, Truck, or Bike Accident.