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What if my damages add up to be more than the trucker’s insurance policy?

 

A:

 

Trucking accidents produce some of the most severe and devastating injuries such as disfigurement, traumatic brain injuries, spinal cord injuries, and paralysis. As a result, the costs associated with these injuries will likely surpass your Personal Injury Protection (PIP) insurance, and oftentimes your damages will exceed the insurance policy of the trucking company.

Attorneys Experienced in Trucking Accident Claims Will Know Where to Look to Find Additional Money

To collect more money for the remainder of your damages and losses, you may have to engage in a lawsuit and hire a lawyer. For example, most trucking accident claims will be filed against the trucking company; however, there could be other parties liable for your injuries including the:

  • Truck driver
  • Truck driver’s employer
  • Owner of the truck
  • Owner of the leasing company that is leasing the truck
  • Owner of the trailer
  • Manufacturer of the trailer
  • Manufacturer of the truck
  • Manufacturer of trucking parts
  • Loading company

Depending on the details of the crash and whether the collision was caused from a driver’s negligence or a defective part, different parties could be held liable after the accident. However, don’t be surprised if those parties deny fault for the crash. This is why it is important that you have a lawyer who knows how to strengthen your claim, negotiate it to the fullest, and get you the compensation you deserve.