Knowing When You Should and Shouldn’t Settle with the Insurance Company
Bicyclists deserve to be compensated for their damages following accidents caused by negligent drivers.
As a result, injured cyclists have to deal with insurance companies to collect the compensation they are due. Because insurance companies aren’t always fair and don’t always properly compensate accident victims, you may want to know if you should attempt to settle your injury claim on your own, without a lawyer.
If your bicycle accident claim involves a permanent injury or other serious injury, it is in your best interest to have someone on your side who is experienced in negotiating insurance claims, such as an accident attorney. However, if your claim is relatively simple, you may not need a lawyer. In fact, you might not need any legal training to successfully negotiate your own claim.
You can represent yourself and settle your own claim once you know the extent of your injury, the costs of your medical bills, and any losses you endured. If your injury isn’t complicated and you don’t need future medical care, you can determine the amount of compensation that may seem fair. For example, if your medical bills added up to $5,000 and you lost one month of pay, you wouldn’t accept a settlement offer of $5,000. You would add up all of your losses and negotiate with the insurance adjuster to recoup your full losses plus some additional money for pain and suffering.
While you can settle your own claim, it is often in your best interest to have a skilled personal injury lawyer in your corner—especially if your injury is serious. To learn how to handle your bicycle injury claim and get the most compensation possible from the insurance adjuster, request a FREE copy of our book, What You Need to Know After a Florida Auto, Truck, or Bike Accident.
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