Damian Mallard, Esq.
How Snowbirds Can Avoid a Denied Claim Prior to a Florida Car Accident
Many people—referred to as snowbirds—often trade in the bitter cold winters of the North for the warm Florida weather during the wintertime. If you have flocked to the Sunshine State to live for several months, you need to consider a few other things besides trading bitter cold for warm weather.
- First, make sure you have the appropriate auto insurance coverage. Many states have different requirements and minimums. While it is known that Florida’s auto insurance tends to be more expensive than many other states, it is important that you have the correct coverage and adequate coverage in the event of a crash. Your insurer could deny your insurance claim in the event of a Florida car accident because you only have your car registered and insured in your northern state and never informed them that you live part of the year in Florida and drive your vehicle there.
- Second, if you are going to live in Florida for over 90 days, you need to register your vehicle in Florida. If you avoid registering your car in this state so that you can save money, you may find that if you are ever in a Florida crash, your decision not to register your car in the Sunshine State may lead to an insurance claim denial.
While these two steps are critical for any New York snowbird to take, our Sarasota accident attorneys know that many travelers often overlook details like these. If you have been involved and injured in a crash while in Florida, or if you have already received an insurance claim denial, it is critical to talk to an experienced Sarasota personal injury law firm to find out your rights. Call the Mallard Law Firm for a free, no-obligation consultation today at 888-409-3805.
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